Eligibility
Medical
Pet Food Warehouse offers employees 2 plan options – an HRA Plan and and HSA Plan. The plans are administered by Blue Cross Blue Shield of Vermont. PFW will pay a portion of your premium based on your coverage tier (single, double, or family).
PFW Will Contribute $350 Per Person Per Month to each plan.
Employee Contributions
Contact Us
Blue Cross Blue Shield of Vermont
#800-247-2583
www.bcbsvt.com
Download the Amwell Telemedicine App Today!
Forms and Plan Documents
Eligibility
Understanding Medical Plan and HRA
In order to help employees meet their high deductibles, Pet Food Warehouse will make a deposit into the HRA for employees on the medical plan. You can use your HRA funding for all IRS eligible qualified health expenses including: medical, prescription, up to $250 for dental and up to $250 for vision.
An HRA is an employer funded, tax advantaged health benefit plan that reimburses employees for out-of-pocket medical expenses. Employees do not contribute to this plan. Your HRA can be used to pay for a wide range of IRS qualified medical expenses for you or your spouse and tax dependents.
Pet Food Warehouse contributes $1,000 for individual plans and $1,000 for family plans. The HRA pays the first portion of the deductible and employees pay the second portion.
Health Savings Account
The HSA Medical Plan is considered a Qualified High Deductible Health Plan. PFW will fund each employee’s Health Savings Account (HSA) in the amount of $500. You can open an HSA at your local bank. PFW will deposit funds into your HSA on a per pay period basis and will be prorated for date of hire.
Qualified Expenses
Money can be used to pay for medical, dental and vision services on a pre-tax basis. The money rolls over year after year, but as this is a bank account only funds in the account are available for use.
Maximum HSA Contributions
The maximum amount you can contribute in 2021 is $3,600 on an individual plan or $7,200 on a +1 or family plan. If you are over age 55 you can put in an additional $1,000. You may contribute additional funds to the HSA each pay period up to the maximum amount. After PFW contributes $500, the maximum amount employees can contribute in 2021 is $3,100 (Individual) or $59.62 per pay period and $6,700 (Couple or Family) or $128.85 per pay period.
Contact Us
Download the App Today!
Forms and Plan Documents
Forms and Plan Documents
Eligibility
PFW offer Voluntary Life Insurance/AD&D to all full time, benefit eligible employees. All employees are eligible to enroll in this benefit the 1st of the month following 90 days of employment. Employees pay 100% of this benefit and rates are based on age bands.
Voluntary Life Insurance
- Employees and Spouses: $10,000 to $500,000 in increments of $10,000.
- Employee guaranteed issue amount: $100,000
- Spouse guaranteed issue amount: $30,000
- Dependent Children: 14 days to 6 months – $1,000 flat benefit amount
- Dependent Children: 6 months to 25 years – Choice of $2,500, $5,000, $7,500, or $10,000 (one benefit amount and one rate for all eligible children in family)
Voluntary AD&D
- Employees and Spouses: $10,000 to $500,000 in increments of $10,000.
- Employee guaranteed issue amount: $100,000
- Spouse guaranteed issue amount: $30,000
- Dependent Children: 14 days to 6 months – $1,000 flat benefit amount
- Dependent Children: 6 months to 25 years – Choice of $2,500, $5,000, $7,500, or $10,000 (one benefit amount and one rate for all eligible children in family)
Contact Us
Reliance Standard Customer Care Center
1-800-351-7500
www.reliancestandard.com
Forms and Plan Documents
Eligibility
PFW offer Voluntary Long Term Disability to all full time, benefit eligible employees. All employees are eligible to enroll in this benefit the 1st of the month following 90 days of employment. Employees pay 100% of this benefit and rates are based on age bands.
Long Term Disability
Long Term Disability insurance protects an employee from loss of monthly income in the event that he or she is unable to work due to illness, injury, or accident for a long period of time.
Contact Us
Reliance Standard Customer Care Center
1-800-351-7500
www.reliancestandard.com
Forms and Plan Documents
Eligibility
PFW provides short term disability insurance and contributes to the entire cost for all full time, benefit eligible employees. All employees are eligible for this benefit the 1st of the month following 90 days of employment.
Short Term Disability
- Begins on the 1st day of a Disability due to Accidental Injury; and 8th consecutive day of Disability due to an illness.
- Pays 66 2/3% of an employee’s weekly earnings up to $1,750 per week and for a maximum of 26 weeks.
Contact Us
Reliance Standard Customer Care Center
1-800-351-7500
www.reliancestandard.com
Forms and Plan Documents
Eligibility
All employees are eligible for Voluntary Accident and Voluntary Critical Illness coverage the first of the month following 90 days of employment. Employees pay 100% for these benefits.
Voluntary Accident Insurance
No one likes to think about the possibility of an accident, but the likelihood — as well as the havoc it can cause for families — is very real. Whether it’s an automobile accident, sports injury or the inevitable slip-and-fall, an accident can bring about not only lifestyle challenges but tangible economic ones as well.
Voluntary Critical Illness
Reliance Standard’s Voluntary Group Critical Illness insurance provides a fixed, lump-sum benefit when critical illness strikes. This includes heart attack, stroke, paralysis and more.
Contact Us
Reliance Standard Customer Care Center
1-800-351-7500
www.reliancestandard.com
Forms and Plan Documents
Eligibility
In order to participate in the plan, you must satisfy certain age and service conditions under the plan:
1. Minimum age requirement: In order to participate in the plan, you must be at age 21.
Student Loan Assistance
Pet Food Warehouse student loan assistance program is designed to help Pet Food Warehouse employees pay back student loan debt and improve their financial well-being.
Utilizing Pet Food Warehouse’s relationship with The Richards Group, consultation services provided through GradFin are provided free of charge. GradFin is a new employee benefit program that is revolutionizing the way employees can reduce their student loan debt.
GradFIN will:
- Provide one-on-one education consultations with GradFin Consultation Experts to review your current loan status and discuss personalized payoff options to save on your loans.
- Offer a competitive interest rate reduction when you refinance your loans.
- Provide up to a $300 bonus to you when you refinance your loans with GradFin. The $300 bonus will be applied to the principal balance of the closed loan.
- Offer the lowest interest rates in the industry through their lending platform which is made up of ten lenders to maximize the chances that you will be approved for a new loan.
Contact Us
For more information or to schedule a 15-minute appointment with a GradFin Consultation Expert click HERE!
Phone: (844) GRADFIN
Forms and Plan Documents
VERIZON WIRELESS EMPLOYEE DISCOUNT
Any active employee (full or part time) with their own Verizon Wireless account can receive a discount from Verizon on their monthly statement. The employee needs to bring a copy of their pay stub (as evidence of employment) to any Verizon store where they will go through an Employee Verification Process. Once the process is completed the employee will be advised of the discount they will receive, based on their current Verizon plan.
Upon hire all employees are eligible to participate in the following programs:
VOLUNTEER FOR CTO TIME:
If a full-time employee chooses to do so, PFW will give each eligible employee up to an additional 8 hours of CTO time per calendar year for exchange of time volunteering for an organization that supports, promotes or in some way helps animals. Prior approval must be obtained by the General Manager. There is no waiting period to take advantage of this benefit.
EMPLOYEE FEEDING PROGRAM:
As a distributor for many of our food lines, some of the manufacturers allow us a significant discount off our cost of their food for employee feeding and PFW pays the balance – which allows the employee to feed their dog or cat for free.
EMPLOYEE PURCHASE PROGRAM:
Employees will be entered in the POS as a customer, which gives the employee discounts on products purchased in our stores.
PET WASH PROGRAM:
Employees may use the Pet Wash Monday through Friday at no cost for their pet(s) only, based on availability.
